Employers and insurance companies regularly use private investigators to conduct surveillance of activities after someone has been hurt at work. What does AOE/COE stand for? Arising Out of Employment, in the Course of Employment. These terms are industry terms generally used by insurance agents, claims adjusters, and private investigators. Workers comp investigators gather evidence to support or disprove a suspected fraudulent claim. Not every claimant is hurt or impaired to the extent they claim. Workers comp surveillance investigators use tactics no different that a normal police detective as far as investigating the claims of injury. Interviews with co-workers or neighbors may provide additional information useful to the investigator. Surveillance is another form of evidence gathering that can support the claims of the injury or show that the claimant is fraudulently and often criminally abusing the system.
A workers compensation investigation helps to examine the validity of a workers compensation claim. Unfortunately, people exaggerate the extent of their injuries.